Business Preferred Checking
Designed for mid to high volume business customers
• Earnings credit (based on your average collected balance) available to offset service charges
• See a Personal Banker for specific details

Business Portfolio Checking
Available to sole proprietors and nonprofit organizations
• Earns a variable interest rate
• Earnings credit (based on your average collected balance) available to offset service charges
• See a Personal Banker for specific details

Free Business Checking
Designed for low volume businesses to control costs
• No monthly maintenance fee
• 50 free checks or other debits per month
• 100 free deposited items per month
• Interest and earnings credits not available

Merit Savings
Earn interest with a low minimum balance. A deposit of $100 is required to open your account. Four interest rate tiers available:
• Up to $2,500
• $2,500 up to $10,000
• $10,000 up to $25,000
• $25,000 and over
Average monthly balance of $200 is required (to avoid $2 service charge per month).

Liquid Investment Savings Account (LISA)
Earn CD-like rates and have easy access to your money with no transaction fees. Three interest rate tiers available:
• Up to $5,000
• $5,000 up to $100,000
• $10,000 and over
Average monthly balance of $5,000 is required (to avoid $5 service charge per month).

Certificates of Deposit
Why take chances? CDs are among the very safest investments you can make. There are several terms from which you may choose. Interest is compounded quarterly on CDs with terms of at least one year. Check out our rates and terms. $500 minimum deposit.

Individual Retirement Accounts
We offer both Roth and traditional IRAs, with no annual maintenance fees. Our qualified staff can help you make planning for the future easy.

Health Savings Accounts
If you have a qualified high deductible health plan, our health savings account might be right for you.